Save When You Bank
- Instant-issue Debit Card
- Mobile Banking with Mobile Deposit
- 24-hour Account Information at PhoneUsⓇ
- Online Banking with Bill Pay
- eStatements Available*
- Paper Statements*
- Check Images
Save When You Play
- $hopping RewardsTM
Receiving $hopping Rewards is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back can be held in your $hopping Rewards account to use towards future purchases or conveniently sent to you as a check. Yes, it's that easy! (registration/activation required; available online only)
Help Protect from Unexpected Loss
- Cellular Telephone Protection2
Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims per twelve month period. Covers up to four phones on a cellular telephone bill. (Cellular telephone bill must be paid through ProtectU Checking account.)
Help Better Protect Your Identity
You can rest easy knowing that IDProtect®2, our identity theft monitoring and resolution service, can help better protect your identity.
- Identity Theft Expense Reimbursement Coverage2
Up to $10,000 Identity Theft Expense Reimbursement Coverage2 for expenses associated with restoring your identity.
- Comprehensive Identity Theft Resolution Services
Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored
- Credit File Monitoring
Daily credit file monitoring and automated alerts of key changes to your credit reports. (registration/activated required)
- Credit Report and Score3
Access to credit report and credit scores. (registration/activation required)
- Credit Score Tracker4
Receive valuable insight into your credit score.3
- Debit and Credit Card Registration
Register your credit, debit, and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)
- Identity Monitoring
Monitoring of over 1,000 databases.(registration/activation required)
- Online Identity Theft News Center and Valuable Phone and Web Resources
(registration/activation required)
- Financial Wellness 360°
Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available online only)
A $10.00 monthly service charge applies. However, the monthly service change may be reduced or eliminated by performing the following:
- Having 25+ debit card transactions - your account will be credited $3.00
- Maintain a minimum daily balance of $1,000 or more for the entirety of the statement cycle to waive the monthly service charge altogether
Access ProtectU Benefits
*A paper statement fee of $3.00 applies in addition to your monthly service charge but can be eliminated by enrolling in eStatements.
1Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and/or insurance documents are only available to customers who have an open ProtectU checking account. Copies are provided at account opening; Additional copies may be requested at your nearest Bank of Yazoo location. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or bank affiliate.
3You will have access to your credit report and score provided your information has been verified by the CRA. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
4Credit Score Tracker. Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.
