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Personal Savings

Helping YOU save for tomorrow.

Whether you are saving for a rainy day, a dream vacation or the holiday season, Bank of Yazoo has personal savings accounts to meet your needs!

 

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Regular Savings

  • Free 24-hour account information at PhoneUs®
  • Free Online Banking
  • Free eStatements
  • Free Mobile Banking
  • Interest-bearing

$100

$5

$200

3 ($2 per each additional)

Maintain a minimum daily balance of $100 to obtain the disclosed Annual Percentage Yield. Interest will be compounded quarterly.  If the account is closed before interest is credited, you will not receive the accrued interest.
You may deposit 30 items into this account each statement cycle. A fee of $0.10 will be imposed for each subsequent item deposited.
By law, six third-party withdrawals or transfers allowed each month. No limit on the number of withdrawals made in person or by ATM.

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Christmas Club

  • Free 24-hour account information at PhoneUs®
  • Free Online Banking
  • Free eStatements
  • Free Mobile Banking
  • Interest-bearing

$1

$0

N/A

0 ($1 per withdrawal)

Maintain a minimum daily balance of $1 to obtain the disclosed Annual Percentage Yield. 
Interest will be credited to the account at maturity. At the end of the club account period, October 31, the funds in the account will be mailed by check. If the account is closed before interest is credited, you will not receive the accrued interest.
Early closing fee: $5
You may deposit 30 items into this account each statement cycle. A fee of $0.10 will be imposed for each subsequent item deposited.
By law, six third-party withdrawals or transfers allowed each month. No limit on the number of withdrawals made in person or by ATM.

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Personal Money Market

  • Free 24-hour account information at PhoneUs®
  • Free Online Banking
  • Free eStatements
  • Free Mobile Banking
  • Interest-bearing

$100

$8

$1,000

6 ($5 per each additional)

Maintain a minimum daily balance of $1,000 to obtain the disclosed Annual Percentage Yield. Interest paid on tiers for balances greater than $1,000. Interest will be compounded monthly.  If the account is closed before interest is credited, you will not receive the accrued interest.
You may deposit 30 items into this account each statement cycle. A fee of $0.10 will be imposed for each subsequent item deposited.
By law, six third-party withdrawals or transfers allowed each month. No limit on the number withdrawals made in person or by ATM.

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Personal First Money Market

  • Free 24-hour account information at PhoneUs®
  • Free Online Banking
  • Free eStatements
  • Free Mobile Banking
  • Interest-bearing

$10,000

$25

$10,000

6 ($5 per each additional)

Maintain a minimum daily balance of $10,000 to obtain the disclosed Annual Percentage Yield. Interest paid on tiers for balances greater than $10,000. Interest will be compounded monthly.  If the account is closed before interest is credited, you will not receive the accrued interest.
You may deposit 30 items into this account each statement cycle. A fee of $0.10 will be imposed for each subsequent item deposited.
By law, six third-party withdrawals or transfers allowed each month. No limit on the number of withdrawals made in person or by ATM.