Disclaimer

Online Privacy Notice  

Last updated: 3/1/2024 

Bank of Yazoo (“Our”, "Us", or “We”) respects your privacy. We are committed to keeping your personally identifiable and financial information confidential and secure.  This Online Privacy Notice describes how Bank of Yazoo collects personal information from you or that you may provide to Us online when you visit Our website or mobile applications.  Please read this notice carefully to understand what We do. 

You can also see Our Financial Consumer Privacy Notice here. 

Types of Information We Collect Online 

The type of personal information We collect from and about you online will depend on how you interact with Us and may include: 

• Contact information such as name, mailing address, email address, telephone, and mobile number(s). 
• Identifiers such as Social Security number, account number(s), driver’s license number or other information that identifies you for ordinary business purposes. 
• Access Authorization such as login name, passwords, and security questions. 
• We may automatically collect information from your device, browser, or about your visit for internal analytics and marketing purposes. This information may include unique device identifiers (for example, Media Access Control (MAC) and Internet Protocol (IP) addresses; browser type and version; the date, time, and length of your visit; pages visited; and activity (for example, links clicked)). This information about your visits may be collected by using various technologies such as cookies and tracking technologies on Our website and mobile applications. Many web browsers automatically accept cookies, but you can change the browser setting to decline. If you block all cookies, you may find that certain features of the site will not work properly. 

We will ask for permission to enable the following functions if you would like to use any of the features in the Bank of Yazoo app: 

How We Use Your Personal Information 

We use information that We collect about you or that you provide to Us online: 

• To provide you with information or services that you request from Us. 
• To fulfill Our obligations to you as a customer. 
• To enable communications to you regarding Our services, such as email and text.  
• To present Our website and mobile application and its contents to you and to improve Our services. 
• To notify you about changes to Our website and/or mobile application or any products or services We offer or provide through it. 
• To allow you to participate in interactive features on Our website and mobile application and to personalize your experience.  
• To carry out Our obligations and enforce Our rights arising from any contracts entered into between you and Us, including for billing and collection. 
• To work with marketing partners to provide you with products or services that may be of interest to you. 
• To fulfill any other purpose for which you provide it and in any other way We may describe when you provide the information; and 
• For any other purpose with your consent. 

Disclosure of Your Personal Information 

We may disclose information that We collect about you or that you provide Us directly as described in this Online Privacy Notice: 

• For Our everyday business purposes (such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus. 
• For Our marketing purposes to offer Our products and services to you. 
• For joint marketing with other financial companies. 
• We may disclose aggregated information about Our users and deidentified data or information that does not identify an individual. 

Security      

We use security controls that comply with applicable federal laws to protect against unauthorized access and use of your personal information in Our custody or control. The safety and security of your information also depends on you. Where We have given you (or where you have chosen) a password for access to certain parts of Our website or mobile application, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. 

Links 

Our website may contain links to other websites for your convenience. We are not responsible for the data collection practices, privacy practices or content of any third-party website to which We link. Please review the privacy policy of the third-party websites you visit for more information. 

Children Under the Age of 13 

We do not seek to collect, nor do We knowingly collect, information from children under 13. 

Do Not Track 

We do not respond to web browser “do not track” signals or other mechanisms. Other parties may collect personally identifiable information about your activities over time and across different web sites when you use Our web site or service. 

Changes to this Privacy Notice

We will track changes made to Our Online Privacy Notice by updating the “Last Updated” date at the top of the notice. 

Contacting Us 

If you have any questions about Our website or Our online privacy practices, please contact Us at 888.226.5292. 

Information provided within the Bank of Yazoo website and on linked pages is provided for estimation purposes only and does not reflect actual loan rates, payments, terms, or interest rates. Bank of Yazoo makes no guarantee of any offers or information which is presented in this or any other website. The nature of the web prohibits Bank of Yazoo from making any guarantee of the accuracy or completeness of the information presented within these or any other web pages.
Bank of Yazoo uses links to other web sites in an effort to assist users in locating information on topics that might be of interest to them. Bank of Yazoo cannot attest to the accuracy of information provided by linked sites. Linking to a web site does not constitute an endorsement by Bank of Yazoo or any of its employees or the sponsors of the site or the products presented on the site. The Bank of Yazoo website is designed as a convenience to users to provide a "front door" through which users may commence their internet sessions using search engines, indexes and directories that are provided and maintained by third parties. Bank of Yazoo disclaims any responsibility for, or liability related to, the performance or content of the services and other internet sites that are accessible through bankofyazoo.com. Any questions, complaints or claims related to the services should be directed to the appropriate vendor.

THE SERVICES ARE PROVIDED BY BANK OF YAZOO "AS-IS" AND "WITH ALL FAULTS." BANK OF YAZOO MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND CONCERNING THE QUALITY, SAFETY OR SUITABILITY OF THE SERVICES, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. FURTHER, BANK OF YAZOO MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE TRUTH, ACCURACY OR COMPLETENESS OF ANY STATEMENTS, INFORMATION OR MATERIALS CONCERNING THE SERVICES THAT MAY BE CONTAINED IN THE BANK OF YAZOO WEBSITE OR ANY OTHER INTERNET SITES. IN NO EVENT WILL BANK OF YAZOO BE LIABLE FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES HOWEVER THEY MAY ARISE AND EVEN IF BANK OF YAZOO HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Certain of the services may be subject to United States export control laws and may be subject to export or import regulations in other countries. You are responsible for strict compliance with such laws and regulations in connection with any use of the services. No part of Bank of Yazoo's internet site may be reproduced in any way, or by any means, without the prior written permission of Bank of Yazoo. Use of any of the services for the purpose of constructing mailing lists, creating promotional materials or producing a printed or electronic catalog of any kind is expressly forbidden without the prior written permission of Bank of Yazoo.