Whether you want the basics or prefer an account that earns interest, we've got YOU covered.
Each account will allow you to conveniently access the funds you need every day while providing the security of a federally insured bank. When you're ready to bank on your own terms, you're ready for a checking account from Bank of Yazoo.
BenefitU Checking
Life sometimes offers extras benefits! This account was crafted to provide you a whole host of benefits including AD&D insurance coverage, identity theft monitoring and resolution, cell phone protection, $hopping RewardsTM and much more.
ProtectU Checking
Identity theft is the fastest growing crime in the world today. Your checking account can help protect against Identity Fraud. ProtectU Checking includes identity theft monitoring and resolution services to help protect should you become a victim.
AchieveU Checking
For students, some of life’s best lessons are learned outside the classroom. AchieveU Checking offers an instant-issue debit card, Online Banking, Mobile Banking and much more, allowing your teenager the opportunity to enjoy checking at its best, and to get a foundation for their financial future!
NewU Checking
At Bank of Yazoo, we believe everyone deserves a second chance. If you’ve been ineligible to maintain a traditional checking account with us before, NewU Checking is your opportunity to enjoy a low-limit debit card for 12 months and other benefits! Must remain free of NSF fees for 12 months to qualify for another account.
| NewU | AchieveU9 | ProtectU | BenefitU | |
|---|---|---|---|---|
| Minimum Opening Deposit | $100.00 | $25.00 | $100.00 | $100.00 |
| Monthly Service Charge | $10.00 | $5.00 | $10.00 | $10.00 |
| Minimum Balance to Avoid Service Charge | N/A | N/A | $1,000.00 | $2,500.00 |
| Discount Options | N/A | $2.00 credit for 10 or more debit card transactions | $3.00 credit for 25 or more debit card transactions | N/A |
| Interest Rate Information | N/A | N/A | N/A |
Tiered Interest1: |
| Interest Accrual and Crediting | N/A | N/A | N/A |
Accrued Daily |
| Minimum Balance to Earn Interest | N/A | N/A | N/A |
$1,000 |
| Transfer and Withdrawal Limitations | N/A | N/A | N/A |
N/A |
| Check Orders | Standard Pricing | Standard Pricing | Standard Pricing |
1 free order of checks annually |
| Paper Statement Fee2 |
$3.00 |
$3.00 |
$3.00 |
$3.00 |
| Cell Phone Protection3 |
N/A |
X |
X |
X |
| IDProtect®4 |
N/A |
N/A |
X |
X |
| $hopping Rewards™,5 |
N/A |
N/A |
X |
X |
| Health Discount Savings6 |
N/A |
N/A |
N/A |
X |
| VIP Concierge Service7 |
N/A |
N/A |
N/A |
X |
| AD&D Insurance3 |
N/A |
N/A |
N/A |
X |
1 - Interest Rates subject to change daily.
2 - Paper statement fee applies to the monthly service charge but can be waived by enrolling in eStatements.
3 - Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefit described. For Complete terms and conditions please speak to a Bank of Yazoo Representative.
4 - Benefits are available to personal checking account owner(s), and their joint account owners.
5 - Available online only.
6 - This is NOT insurance. Registration/activation required.
7 - This service includes 24/7 services only and all costs to secure request(s) are responsibility of the customer.
8 - For Students Under 23 Years of Age. After account holder reaches the age of 23, the account will convert to a ProtectU Checking account.